The point I meant to make in my comment above was that there are quite a few Realtors who are complicint and aware of the fraud that is taking place all the thruogh the mortgage process and market but remain silent to protect their income and commission that they receive form prpoerty sales.

There a good many honest Christian realtors however again this article makes a statement that should ring alarm bells in peoples ears. And it is the statement that if enough positive thought is generated that ths will force God to change the real estate maket and more so when that market is rife with fraud to keep it growing.

Anyone who knows the word should know this, and it should let them know something is not right with these people.

However this article is not speaking of that. A key phrase in the article was this: “hopes of breathing life and positive thinking into the area’s slumping housing market”
No amount of group positive thinking is going to do anything. This is word faith teching and is anti-biblical.

God is sovereign and though he may answer prayers in how we ask him to answer them sometimes, he is still sovereign and it is always “His will be done” and it may not be in his will that a housing market be revived when it is driven by greed, speculation and the majority of house buyers purchasing properties of a value far in excess of what they can reasonably afford, while they are spending every penny they have on wants as well.

And this is what the Mortgage market has been for the last six years. 20% of all mortgages in the last six years have been sub-prime adjustable rate or 100% plus mortgages. 40% of all mortgages have been adjustable rate mortgages where even people with good credit have been borrowing far beyond their means, and the only way they could do this was because of the lowest interest rates in history and any increase at all in interest rates pushes them into a situation where they can not afford the mortgage payments, this while they have large revolving credit card debts as well.

What is happening now is the tip of the iceberg and realtors for the most part have know about the abuses in the mortgage market but washed their hands of it all, using the rationale that they just sell the houses it is not their responsibility to ensure everything in the mortgage approval process is moral. Instead they just sat back and kep ton taking the commisions like the rest of the people in the mortgage food chain. the last five years of the Mortgage market have been typified by massive fraud by mortgage orignators, underwriters, and appraisers. This is why I take such a hard tone in this article. All, I say again ALL of the individuals involved in the mortgage process have known about how immoral the process has become.

This article is not about a small percentage of the Mortgage market, it is about the majority of the mortgage market, and it is about how Americans have been living far beyond their means, spending far too much and Realtors who have acted immorally and then thinking they can go to God, forc ehis hand by thinking postively and God will bail them out. The church for its part is not teaching them correctly but jumping on the spend spend spend bandwagon, and mutilating the Word to promote this lifestyle.